For ZIP
Raise financially smart kids.
Get Greenlight’s debit card for kids and financial education for your family, complimentary.
We’ve teamed up with Greenlight to bring you a family Greenlight account. It’s complimentary with a new or existing U.S. Bank checking account.1
Learn more about Bank Smartly® checking Open an account
A debit card for kids and teens.
With a Greenlight debit card and the Greenlight app, kids gain valuable real-life experience managing their own money. They can:
- Earn, save and spend wisely with flexible parental controls
- Manage chores and earn allowance for their hard work
- Learn important financial basics with interactive games and video
- Earn 1% rewards on savings2
Kids can even personalize their debit card with a photo or artwork for a fee.3
Teach the value of earning.
Create chore lists for your kids in the Greenlight app. You can tie chores to allowance and pay it weekly, biweekly, or monthly.
It’s for them, but you’re in charge.
The Greenlight app is loaded with features to help you stay fully involved in your kids’ financial lives. You can also monitor their Greenlight account balances and recent transactions in the U.S. Bank Mobile App.
Transfer money to kids’ cards instantly.
Send money instantly and monitor your kids' spending from the U.S. Bank Mobile App.
Stay in control.
Decide exactly where and how much your kids can spend. Even set ATM withdrawal limits.4
Get real-time notifications.
Stay aware with alerts whenever they make a purchase with Greenlight.
Turn cards on and off.
If a Greenlight card is lost or stolen, freeze it anytime for peace of mind.
Track transactions and balances.
Review and discuss their transaction history together.
Monitor transfers from others.
Friends and family can send money to your kids, too – but only with your OK.
Strive toward savings goals.
Saving is easier when kids have something to save for. Set specific targets in the Greenlight app and achieve them together.
View transcript
Inspire lifelong financial confidence with in-app learning.
Greenlight Level Up™ (in the Greenlight app) is a financial literacy game for kids with bite-size educational challenges and rewards that keep them coming back. With Level Up’s best-in-class curriculum, your kids can meet or exceed K-12 national standards for personal financial education – and have fun doing it.
It’s easy to get started.
Get your complimentary access to Greenlight with a Bank Smartly® Checking account.
Open an account
Apply online in less than 5 minutes.
Enroll with Greenlight via the U.S. Bank Mobile App or online banking.
Download the Greenlight app, set up your account and get cards for up to 5 kids.
Already have a checking account with us?
If you have a Bank Smartly® Checking account or any other eligible U.S. Bank checking account,1you’re already eligible for a complimentary Greenlight account and debit card. Sign up today.
Enroll with Greenlight
Frequently asked questions about Greenlight
Greenlight is the award-winning money app and debit card that empowers parents to raise financially smart kids. Kids and teens learn to earn, save, and spend wisely – while parents send instant money transfers, set flexible controls, and get real-time notifications. Greenlight has partnered with U.S. Bank to bring eligible checking clients a complimentary Greenlight account.
The Greenlight debit card benefit from U.S. Bank is available for kids and teens up to 17 years of age and their families. It’s complimentary for all of our clients who hold an eligible U.S. Bank checking account.1
If you enroll independently with Greenlight using an external checking account, yes. But with an eligible U.S. Bank checking account,1your Greenlight account is complimentary.
Yes! You can enroll in Greenlight and get debit cardsfor up to 5 kids.
First, you’ll need an eligible U.S. Bank checking account.1 If you don’t have one yet, apply today for a U.S. Bank Smartly® Checking account. Once you’re approved, you can enroll in Greenlight from the U.S. Bank Mobile App or online banking.
Yes. You’ll just need to update the funding source for your Greenlight account to a qualifying U.S. Bank checking account1 in the U.S. Bank Mobile App or online banking. To do so:
In online banking:
- Choose your U.S. Bank checking account from the account dashboard.
- Scroll down to the Activity section and choose the Account services tab.
- Select the Greenlight tile and follow the Connect to a Greenlight account link at the bottom of the page.
In the U.S. Bank Mobile App:
- Choose your checking account from the account dashboard.
- Select the Manage tab and scroll down to Account services.
- Choose Greenlight and follow the Connect to a Greenlight account link at the bottom of the screen.
Your Greenlight parent account is FDIC-insured up to $250,000 and comes with Mastercard’s Zero Liability Protection.1 Greenlight blocks unsafe spending categories, sends real-time transaction notifications, lets parents turn cards off at any time, and gives parents flexible ATM and spending controls.
It’s easy in the U.S. Bank Mobile App. Just look for your child’s Greenlight account on your account dashboard and select it. On the account information screen, choose Send money. Then, select or enter the amount you wish to transfer to their card, choose the U.S. Bank account you want to draw the money from, and hit Send. That’s all there is to it. You’ll receive confirmation that the money has been transferred and you’ll see your child’s updated balance reflected on your account dashboard. (Note that while the funds will be available to your child right away, the balance in your checking account may not update for as long as 24 hours after the transfer.)
Because the Greenlight card is a debit card, not a credit card, your kids can’t spend more money than they have. If they try, the transaction will simply be declined.
The Greenlight app gives you lots of options, including:
- Flexible controls over how much your kids can spend and where (including ATM withdrawal limits)
- Full visibility to your kids’ transaction history
- Real-time alerts whenever your kids make a purchase with Greenlight
- The ability to turn off (or “freeze”) a card when needed
Greenlight also automatically blocks unsafe spending categories.
The Greenlight Mastercard is issued by Community Federal Savings Bank, Member FDIC, pursuant to license by Mastercard International.Your Greenlight parent account is FDIC-insured up to $250,000, plus you have the assurance of Mastercard’s Zero Liability Protection1 in case of unauthorized purchases.
Of course. If the need arises for any reason, you can instantly freeze any Greenlight debit card using the Greenlight app.
Yes! Your child (or you) can add their Greenlight card to Apple Pay or Google Pay for tap-to-pay and online purchases.
No, Greenlight doesn’t support money movement with Zelle®. Instead, you can instantly fund your child’s Greenlight debit card via a transfer from your linked U.S. Bank checking account in the U.S. Bank Mobile App.
U.S. Bank Smartly® Checking
Get complimentary access to Greenlight when you open your account.
Learn about Bank Smartly® checking Open an account
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Footnote
Return to content, Footnote
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U.S.Bank customers are eligible to receive the Greenlight Select plan complimentary when an eligible U.S.Bank checking account (excludes Safe Debit and Electronic Transfer accounts) is added as a funding source. You are required to be an authorized transactor on the U.S.Bank account, be at least 18 years of age, and be enrolled in online banking. Your U.S.Bank checking account(s) must be the preferred funding source for your Greenlight account for the entirety of the partnership. If your U.S.Bank checking account(s) cease to be the preferred funding source for your Greenlight account or you add a funding source that is not an eligible U.S.Bank checking account, you may be charged a monthly fee by Greenlight. In-app upgrades will result in additional fees. Subject to Greenlight identity verification. See greenlight.com/terms for additional information. Offer subject to change.
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Greenlight Select families can earn monthly rewards of 1% per annum on an average daily savings balance of up to $5,000 per family. To qualify, the Primary Account must be in Good Standing and have a verified ACH funding account. Seegreenlight.com/termsfor details. Subject to change at any time.
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The custom card fee is charged to the Greenlight parent wallet.
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The Greenlight card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. While Greenlight does not charge a fee for ATM withdrawals, all ATM transactions using the Greenlight debit card, including those at U.S. Bank ATMs, are subject to the transaction fees and surcharges imposed by the ATM provider.
Start of disclosure content
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Deposit products are offered by U.S. Bank National Association. Member FDIC.
Equal Housing Lender
