Do You Hate Your Budget? Try This Instead (2024)

Table of Contents

  • Why you dread your boring budget
  • Think of your budget as your bestie
  • Put your Strive category first, seriously
  • Your Revive category helps you live a fulfilled life
  • Set your Survive category to autopay
  • Personalize your budget to make it fun
  • No budget is perfect

Money Banking

Article updated on Aug 28, 2024

If the word 'budget' makes you want to run and hide, I've got the solution.

Why You Can Trust CNET Money

Our Experts

Do You Hate Your Budget? Try This Instead (1)Do You Hate Your Budget? Try This Instead (2)Do You Hate Your Budget? Try This Instead (3)

Written by

Bernadette Joy is a money expert that offers relatable advice on achieving financial freedom. She paid off $300,000 of debt in three years and invested enough to retire by 40. Bernadette has shared her expertise on TEDx, South By Southwest, and Nasdaq. Bernadette's upcoming book, CRUSH Your Money Goals, will be released in December 2024.

See full bio

Edited by

Do You Hate Your Budget? Try This Instead (5)

Dashia Milden

Editor

Dashia is a staff editor for CNET Money who covers all angles of personal finance, including credit cards and banking. From reviews to news coverage, she aims to help readers make more informed decisions about their money. Dashia was previously a staff writer at NextAdvisor, where she covered credit cards, taxes, banking B2B payments. She has also written about safety, home automation, technology and fintech.

See full bio ,

Do You Hate Your Budget? Try This Instead (6)

Laura Michelle Davis

Editor

Laura is a professional nitpicker and good-humored troubleshooter with over 10 years of experience in print and digital publishing. Before becoming an editor with CNET, she worked as an English teacher, Spanish medical interpreter, copy editor and proofreader. She is a fearless but flexible defender of both grammar and weightlifting, and firmly believes that technology should serve the people. Her first computer was a Macintosh Plus.

See full bio

CNET staff -- not advertisers, partners or business interests -- determine how we review the products and services we cover. If you buy through our links, we may get paid.

Reviews ethics statement

Our Experts

Do You Hate Your Budget? Try This Instead (7)Do You Hate Your Budget? Try This Instead (8)Do You Hate Your Budget? Try This Instead (9)

Written by

Do You Hate Your Budget? Try This Instead (10)

Bernadette Joy

Money coach and founder of Crush Your Money Goals

Bernadette Joy is a money expert that offers relatable advice on achieving financial freedom. She paid off $300,000 of debt in three years and invested enough to retire by 40. Bernadette has shared her expertise on TEDx, South By Southwest, and Nasdaq. Bernadette's upcoming book, CRUSH Your Money Goals, will be released in December 2024.

See full bio

Edited by

Do You Hate Your Budget? Try This Instead (11)

Dashia Milden

Editor

Dashia is a staff editor for CNET Money who covers all angles of personal finance, including credit cards and banking. From reviews to news coverage, she aims to help readers make more informed decisions about their money. Dashia was previously a staff writer at NextAdvisor, where she covered credit cards, taxes, banking B2B payments. She has also written about safety, home automation, technology and fintech.

See full bio ,

Do You Hate Your Budget? Try This Instead (12)

Laura Michelle Davis

Editor

Laura is a professional nitpicker and good-humored troubleshooter with over 10 years of experience in print and digital publishing. Before becoming an editor with CNET, she worked as an English teacher, Spanish medical interpreter, copy editor and proofreader. She is a fearless but flexible defender of both grammar and weightlifting, and firmly believes that technology should serve the people. Her first computer was a Macintosh Plus.

See full bio

CNET staff -- not advertisers, partners or business interests -- determine how we review the products and services we cover. If you buy through our links, we may get paid.

Reviews ethics statement

Why You Can Trust CNET Money

Table of Contents

  • Why you dread your boring budget
  • Think of your budget as your bestie
  • Put your Strive category first, seriously
  • Your Revive category helps you live a fulfilled life
  • Set your Survive category to autopay
  • Personalize your budget to make it fun
  • No budget is perfect
Do You Hate Your Budget? Try This Instead (13)

Do You Hate Your Budget? Try This Instead (14)

Written by

Bernadette Joy

Money coach and founder of Crush Your Money Goals

Read more from Bernadette

Bernadette Joy is a money expert that offers relatable advice on achieving financial freedom. She paid off $300,000 of debt in three years and invested enough to retire by 40. Bernadette has shared her expertise on TEDx, South By Southwest, and Nasdaq. Bernadette's upcoming book, CRUSH Your Money Goals, will be released in December 2024.

Advertiser Disclosure

CNET editors independently choose every product and service we cover. Though we can’t review every available financial company or offer, we strive to make comprehensive, rigorous comparisons in order to highlight the best of them. For many of these products and services, we earn a commission. The compensation we receive may impact how products and links appear on our site.

Editorial Guidelines

Writers and editors and produce editorial content with the objective to provide accurate and unbiased information. A separate team is responsible for placing paid links and advertisem*nts, creating a firewall between our affiliate partners and our editorial team. Our editorial team does not receive direct compensation from advertisers.

How we make money

CNET Money is an advertising-supported publisher and comparison service. We’re compensated in exchange for placement of sponsored products and services, or when you click on certain links posted on our site. Therefore, this compensation may impact where and in what order affiliate links appear within advertising units. While we strive to provide a wide range of products and services, CNET Money does not include information about every financial or credit product or service.

Do You Hate Your Budget? Try This Instead (2024)

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